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	<title>Lance Sonka&#187; loan</title>
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	<description>New Home Sales Manager</description>
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		<title>How does an unsecured loan work?</title>
		<link>http://lancesonka.com/2009/how-does-an-unsecured-loan-work/</link>
		<comments>http://lancesonka.com/2009/how-does-an-unsecured-loan-work/#comments</comments>
		<pubDate>Tue, 21 Apr 2009 02:38:43 +0000</pubDate>
		<dc:creator>Lance Sonka</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[loan]]></category>

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		<description><![CDATA[The interest rates on these loans are often higher than on secured loans and you generally will not be able to get a tax deduction for the interest paid. However, the costs to obtain an unsecured loan are usually lower. And the relative ease of getting this type of loan makes it popular for small [...]]]></description>
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		<title>How to Save Money in the New World</title>
		<link>http://lancesonka.com/2009/save-money-in-a-new-world/</link>
		<comments>http://lancesonka.com/2009/save-money-in-a-new-world/#comments</comments>
		<pubDate>Fri, 06 Mar 2009 02:38:42 +0000</pubDate>
		<dc:creator>Lance Sonka</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[How-to]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[What a difference nine months make. In the not-long-ago credit-card binge days, one of the “in” things was to own a TV the size of a bus. Today, it’s to have six months of living expenses saved in case you get laid off. Until recently, buying was the social norm; ”having stuff, having name brand [...]]]></description>
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		<title>It’s Still Possible to Get a Home Loan</title>
		<link>http://lancesonka.com/2009/still-possible-to-get-a-home-loan/</link>
		<comments>http://lancesonka.com/2009/still-possible-to-get-a-home-loan/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 02:38:42 +0000</pubDate>
		<dc:creator>Lance Sonka</dc:creator>
				<category><![CDATA[Finance]]></category>
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		<category><![CDATA[loan]]></category>
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		<description><![CDATA[The days of doling out home loans to just anyone are over. With the nation facing a deepening financial crisis, mortgage banks have tightened their credit standards. Here’s how to get that new home loan: At Fresno-based Murphy Bank, Vice President Richard Laxton says the bank is looking for people with a credit score of 700 [...]]]></description>
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		<title>Teaming up with Your Lender for a Loan Modification</title>
		<link>http://lancesonka.com/2009/teaming-up-with-your-lender-for-a-loan-modification/</link>
		<comments>http://lancesonka.com/2009/teaming-up-with-your-lender-for-a-loan-modification/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 02:38:43 +0000</pubDate>
		<dc:creator>Lance Sonka</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[loan]]></category>

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		<description><![CDATA[Suppose you’re behind on your house payments. You dial the phone number on your most recent mortgage statement, clear the usual hurdles, and finally reach someone who understands your situation and offers to help. You are one of the lucky homeowners who has a cooperative lender. Now what? What can you do to team up [...]]]></description>
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		<title>Phishing Lures Hit Home Mortgages</title>
		<link>http://lancesonka.com/2009/phishing-lures-hit-home-mortgages/</link>
		<comments>http://lancesonka.com/2009/phishing-lures-hit-home-mortgages/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 02:38:43 +0000</pubDate>
		<dc:creator>Lance Sonka</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[I received an e-mail on one of my unadvertised accounts from my mortgage lender, announcing that it had been trying to get in touch with me and asking me to respond with all sorts of personal information. I was, of course, suspicious, since my lender has my address and phone number, and has been informed [...]]]></description>
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		<title>Avoid Getting Hooked by Debt-Reduction Schemes</title>
		<link>http://lancesonka.com/2009/how-to-avoid-getting-hooked-by-debt-reduction-schemes/</link>
		<comments>http://lancesonka.com/2009/how-to-avoid-getting-hooked-by-debt-reduction-schemes/#comments</comments>
		<pubDate>Fri, 20 Feb 2009 02:38:43 +0000</pubDate>
		<dc:creator>Lance Sonka</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[How-to]]></category>
		<category><![CDATA[loan]]></category>

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		<description><![CDATA[Get rid of debt fast and easy, for pennies on the dollar. If the deal sounds too good to be true … well … you know the drill. As the jobless rate climbs, many people find themselves falling behind on credit-card bills, struggling with living expenses and bogged down with a mortgage or car payment. [...]]]></description>
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		<title>How does a home builder&#8217;s lender define bad credit?</title>
		<link>http://lancesonka.com/2007/how-home-builder-lenders-define-bad-credit/</link>
		<comments>http://lancesonka.com/2007/how-home-builder-lenders-define-bad-credit/#comments</comments>
		<pubDate>Sun, 21 Jan 2007 02:38:43 +0000</pubDate>
		<dc:creator>Lance Sonka</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[How-to]]></category>
		<category><![CDATA[loan]]></category>
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		<description><![CDATA[Bad credit can best be defined as everything that appears on a credit report that is derogatory. When buying a new construction home, often the home builder will have an affiliated business relationship with a mortgage lender that additionally allows them to offer new home financing as a packaged service. Sometimes home buyer incentives are tied to the use of a [...]]]></description>
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